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Digital Gods &
Digital Goddesses
The Credit Game
Use the Qualities of the Divine to manage your earnings: Discipline, order, wisdom, discernment.
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Open one credit card account, use it to pay 1 bill.
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Know your billing cycle start date and billing cycle end date, grace period and due date.
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At the end of the billing cycle, the credit card company reports your balance to the 3 credit bureaus & the grace period start.
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Do not use more than 30% of the credit limit that was given to you.
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Pay on time every month! If possible pay off credit card each month. Late payments negatively affects credit score.
Credit card companies reports your payment history to the 3 Credit Bureaus every 30 days.
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Every month, the game restarts. Master the credit game, & enjoy the rewards of a good/great credit score!
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If you pay your credit card bill in full during the grace period or on due date, you will not be charged any interest.
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If you pay your credit card bill in full during the grace period or on due date, you will not be charged any interest.
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If your payment is late, wou will have to pay the minimum due + a late fee.
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