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Digital Goddess & Digital God in a Digital World
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The Credit Game
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Discipline, order, wisdom, discernment.
Boring Terminology
A report of whether you have paid on time or made late payments over the length of time that you have had credit given to you.
Payment History
Credit Utilization
How much of the available credit that you have been given are you are using?
Banks or credit unions issues credit cards, car loans, real estate loans & personal loans.
Credit/Lender
Borrower
The person who is responsible for repaying the debt, usually with interest.
Credit
The ability to borrow money or access goods or services with the understanding that we'll pay later.
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